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Budgeting for Infertility: How to Bring Home a Baby Without Breaking the Bank, by Evelina Weidman Sterling Ph.D., Angie Best-Boss
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Having a baby can be one of the most wonderful times of your life -- but if you need help to conceive, it can swiftly become a staggeringly expensive undertaking. With the average cost of infertility treatments ranging from $35,000 to $85,000 in the United States (most of which is not covered by insurance companies), many women and couples find themselves having to make difficult choices about building their families.
Getting a grip on your finances is one of the few things you can do to regain control of this process. Infertility experts Evelina Weidman Sterling and Angie Best-Boss have created the ultimate guide to ensuring the most cost-effective care with the highest chances for success. With anecdotes, interviews, and advice from both doctors and patients, you can easily apply these specific money-saving strategies to your own unique situation. Learn how to:
- Select a fertility clinic with a high rate of success
- Convince your insurance company to cover more of the costs
- Track down the most affordable fertility drugs
- Travel abroad for cheaper care or international surrogacy
- Avoid the scams and unnecessary expenses every step of the way
Personal and professional, Budgeting for Infertility is an invaluable resource that shows you how to pay for infertility treatment...and still have money in the bank for diapers and day care.
- Sales Rank: #2002335 in Books
- Published on: 2009-03-17
- Released on: 2009-03-17
- Original language: English
- Number of items: 1
- Dimensions: 9.25" h x .80" w x 6.12" l, .77 pounds
- Binding: Paperback
- 304 pages
Review
"Pregnancy and birth are 'big business' in the U.S. -- and it's women and their families who pay the financial price. This book gives parents the tools they need to control the costs of fertility treatments and take charge of their own treatment from the beginning." -- Ricki Lake and Abby Epstein, The Business Of Being Born
"Raising children today is expensive. And one of the most unfair aspects of infertility is the financial burden imposed on couples before they even experience the joy of bringing home a baby. Thankfully, those seeking fertility treatment finally have a book to help guide them through the bewildering maze that the fertility industry has become." -- Toni Weschler, MPH, author of Taking Charge Of Your Fertility
"Budgeting For Infertility takes you through the maze of current treatments, with an emphasis that other experts are apparently too decorous to talk about: what it costs, and how you can make it cost less. A clear, comprehensive, and incredibly useful book." -- Robin Marantz Henig, author of Pandora's Baby; How The First Test-Tube Babies Sparked The Reproductive Revolution
"Baby lust can obscure your vision, muddle your brain, and drain your savings. Budgeting For Infertility can clear the path and save you money on the very scary and often overwhelming journey of infertility. -- Dawn Davenport, author of The Complete Book Of International Adoption and the host of the internet radio show "Creating a Family: Talk about Infertility and Adoption
"I know how much grit, fortitude, determination and courage it takes to pursue fertility treatments, but the payoff, literally, will be worth it. Budgeting For Infertility takes couples one big step closer to their dream." -- Kim Saunders, M.Ed., LPC, Licensed Fertility Counselor
"The authors analyze many aspects of infertility care as they relate to the health care system - from picking a doctor to dealing with insurance companies - in an unprecedented and supremely useful manner. Doctors and patients looking for advice on infertility should read this book." -- Joe B Massey MD, Infertility Specialist
"Evelina Sterling and Angie Boss deliver a much-needed navigation tool for all those who struggle to achieve their goals - their destinies - to become moms and dads." -- Beverly Barna, author of Infertility Sucks!
"This invaluable, overdue book is an excellent resource that can help take some of the stress out of a fertility process that can otherwise be emotionally and financially draining." -- Mikki Morrissette, author Choosing Single Motherhood
"I cannot recommend this book enough for those just starting out on the fertility treatment path as well as veterans of IVF who are looking for creative ways to fund their next cycle." -- Melissa Ford, founder of Stirrup Queens blog (http://stirrup-queens.blogspot.com)
"Having it in hand now makes me see how long overdue this book is. It is chock-full of useful and up-to-the minute information. " -- Catherine Corp, RN, BSN, MPH, President, International Premature Ovarian Failure Association
Review
"Pregnancy and birth are 'big business' in the U.S. -- and it's women and their families who pay the financial price. This book gives parents the tools they need to control the costs of fertility treatments and take charge of their own treatment from the beginning."-- Ricki Lake and Abby Epstein, The Business Of Being Born
"Raising children today is expensive. And one of the most unfair aspects of infertility is the financial burden imposed on couples before they even experience the joy of bringing home a baby. Thankfully, those seeking fertility treatment finally have a book to help guide them through the bewildering maze that the fertility industry has become."-- Toni Weschler, MPH, author of Taking Charge Of Your Fertility
"Budgeting For Infertility takes you through the maze of current treatments, with an emphasis that other experts are apparently too decorous to talk about: what it costs, and how you can make it cost less. A clear, comprehensive, and incredibly useful book."-- Robin Marantz Henig, author of Pandora's Baby; How The First Test-Tube Babies Sparked The Reproductive Revolution
"Baby lust can obscure your vision, muddle your brain, and drain your savings. Budgeting For Infertility can clear the path and save you money on the very scary and often overwhelming journey of infertility.-- Dawn Davenport, author of The Complete Book Of International Adoption and the host of the internet radio show "Creating a Family: Talk about Infertility and Adoption
"I know how much grit, fortitude, determination and courage it takes to pursue fertility treatments, but the payoff, literally, will be worth it. Budgeting For Infertility takes couples one big step closer to their dream." -- Kim Saunders, M.Ed., LPC, Licensed Fertility Counselor
"The authors analyze many aspects of infertility care as they relate to the health care system - from picking a doctor to dealing with insurance companies - in an unprecedented and supremely useful manner. Doctors and patients looking for advice on infertility should read this book."-- Joe B Massey MD, Infertility Specialist
"Evelina Sterling and Angie Boss deliver a much-needed navigation tool for all those who struggle to achieve their goals - their destinies - to become moms and dads."-- Beverly Barna, author of Infertility Sucks!
"This invaluable, overdue book is an excellent resource that can help take some of the stress out of a fertility process that can otherwise be emotionally and financially draining." -- Mikki Morrissette, author Choosing Single Motherhood
"I cannot recommend this book enough for those just starting out on the fertility treatment path as well as veterans of IVF who are looking for creative ways to fund their next cycle."-- Melissa Ford, founder of Stirrup Queens blog (http://stirrup-queens.blogspot.com)
"Having it in hand now makes me see how long overdue this book is. It is chock-full of useful and up-to-the minute information. " -- Catherine Corp, RN, BSN, MPH, President, International Premature Ovarian Failure Association
About the Author
Evelina Weidman Sterling is a nationally-recognized expert and award-winning author on infertility. Currently, Sterling is a Ph.D. candidate in the Department of Sociology at Georgia State University, and holds a Master's degree in Public Health from Johns Hopkins University as well as a B.S. from the University of Mary Washington. She lives in Atlanta with her husband and two children.
Most helpful customer reviews
7 of 8 people found the following review helpful.
Will Help You Think Outside the Box
By Melissa F
Though at first I was skeptical at any book about the financial side of infertility, I realized a few pages into the book that the average reader would not only gain back the $16 spent on the book, but would probably save a minimum of several hundred dollars or more over the long run.
It doesn't just give you ways to save money, it gives you ways to understand how things relate to you financially on a personal level. For instance, it isn't helpful to make a statement about shared-risk plans without explaining how they work and who should use them. Financing can never be a one-size fits all approach.
And at the very least, the book helps you think outside the box and consider ways to save money on medications, treatments, and testing. It explains how to navigate insurance companies and how to find clinical trials. It explains fertility grants and scholarships and how to find them. But above all, it gives you the confidence to take charge of the financial side and understand how to budget for treatments.
6 of 7 people found the following review helpful.
Bless you for writing this book!!!!
By Michelle Dunham
I would like to personally thank the authors of this book. I am just starting my infertility journey. I am in my late 30's and it truly puts things into perspective. I often think with my heart and not my mind. This really helped me take a moment to think things through to prepare for the upcoming decisions that will need to be made with my treatment.
Fortunately I have a background in medical insurance so I know what to expect from my insurance carrier. For those that have no clue about their coverage (if they even have coverage to begin with), this book will arm you with everything you need to research your coverage so you aren't hit with a big surprise. I was very appreciative of the ICD9 codes that were included in the book. It is nice to have them for a quick easy reference.
I was amazed at all of the suggestions that were supplied for financing your treatment as well as the frankness of what to expect expense wise and how not to be taken advantage of (what areas that are possible money pits if you will).
I have only touched base briefly on the content of this wonderful reference tool. It is a must have for anyone even remotely thinking of seeking infertility treatment.
Thank you again for taking the time to put this together.
2 of 2 people found the following review helpful.
ABSOLUTE MUST READ
By C. Cardoso
This should be your first stop when you begin your journey of dealing with Infertility. The authors have done us (who deal with this issue) a TREMENDOUS service. The book is clearly written, Informative, and amazingly empathetic. The more we read, the more we were encouraged. As the title of the book suggests, the authors present all the basic expenses regarding numerous Infertility treatments/options, especially IVF, and what course(s) makes the most sense. The book is interspersed with real life experiences that make you feel that you are not alone in this and helps to prevent you from making similar mistakes. Sterling and Best-Boss definitely understand the physical, emotional and financial strain that Infertility causes and this book demonstrated this; they explain how to prepare for clinical visits and where to get help. There are instrumental references that the authors directs the reader to (i.e. organizations & websites for various needs such financial grants, support g groups, blogs, general information, etc.). We have found grants that we probably would not have found on our own. The comments from other reviewers on Amazon ring true! I will leave with a quote from the book that we have found to be absolutely true,
"This is the only book available to help you understand the nuts and bolt of financing your family, including: how fertility clinics work, how you can save money on all aspects of your care, and how to maximize your insurance benefits to your advantage. Armed with this resource, you are better prepared to build your family."
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